1. A business challenge appears
A payment approval, onboarding step, account change, or other business action needs trusted identity and user authority.
Know Your Agent
A user grants an AI agent scoped access to their identity wallet.
That is the core Paphwey model. We help the user approve that access clearly, help the business understand what the agent is allowed to do, and help the resulting action carry trust.
Core Idea
The wallet stays with the user.
The agent does not become the identity. The user remains the source of authority and grants the agent limited permission to use wallet-held identity for a defined challenge.
The KYA Flow
Four steps from user permission to business result.
2. The user approves agent access
The user grants the AI agent permission to use their identity wallet for that specific challenge or scope of challenges.
3. The agent acts within that scope
The agent uses the approved wallet access to perform the task the user allowed it to perform.
4. The business receives a trusted outcome
The organization gets a result tied back to approved user authority rather than generic automation.
What Stays True
The model stays clear even as the challenge changes.
User-controlled wallet
The identity wallet remains under the user's control.
Scoped agent access
The user approves what the agent can do, rather than handing over open-ended authority.
Business-specific challenge
The same model can support different business challenges while keeping the trust logic understandable.
For Users
Use AI assistance without giving up control of identity.
- Keep the wallet under user authority.
- Approve what the agent can do.
- Use AI help without blind delegation.
For Businesses
Accept agent-completed actions with a clearer trust basis.
- Understand what authority the user gave the agent.
- Handle sensitive challenges with stronger approval logic.
- Receive an outcome built for reliance and review.
Next Step